Insurance ADJUSTER Property & Casualty


                    20% Off  Ultimate Texas Ins Adjuster Classes for a limited time



The TX Resident Adjuster license is considered the most valuable adjuster license in the US. 
  • 15 states allow reciprocity on this license thus allowing adjusters to enjoy a wide scope of operation as long as any unique state regulations are also met. 

  • This broad license make a licensee much more valuable in the marketplace. 

Reciprocity in 15 states!
  • TX, CO, KS, MO, OH, SD, VA, WI, IL, IA, MD, NE, ND, PA, & NJ    

This Tx adj class will prepare individuals for the exam at the end of this course. This class  coversfoundational concepts related to property and casualty  adjusting, plus the very important TX specific  laws and regulations provided by the Texas Department of Insurance in relation to P & C adjusting.   

Texas Ins. Adjuster License FAQs

Texas Department of Insurance Adjuster Licensing

HomePre-LicenseCEInsurance AdjusterTexasAbout UsContact Us

 Online Classroom
Insurance Pre-License & Continuing Education Training Online
Students operating in states other than Texas will be able to obtain their Adjus. P & C License upon completion of this course via state reciprocity allowances

Check with the Department of Ins. in your state if you have any questions about  Licensing rules in your state.

 *Note: Your state may offer an approved  license of its own. Our course is for a Tx adjuster's license, which is accepted in 32 states through reciprocity allowances. The Tx  license is preferred because it allows for the most career flexibility and versatility

  • Fire Policy 
  • Personal Lines Coverage w/ ISO & Forms HO-A, HO-B, and HO-C 
  • Commercial Lines  
  • Auto Liability &  PAP 
  • Inland  & Ocean Marine 
  • Bonds 
  • Marketing Practices 
  • Additional Coverages, Exclusions, and Extensions 
  • Tx state Licensing Requirements 
  • Adjuster Responsibilities, Practices & Duties
  • Related Concepts & Terms

  • Introduction 
  • 1: Basics 
  • 2 Adjusting Losses 
  • 3: Homeowners/Dwelling Policies
  • 4. Personal & Business Automobile Insurance 
  • 5 Commercial Lines Coverage 
  • 6 Workers' Comp &  Other Coverage
  • 7: TX Statutes & Rules Common to P & C
  • 8  Adjusting Practices, Duties & Responsibilities
  • 9: Homeowners, Auto & Workers' Comp 

Technical support available 24/7 by phone email.  inquiries are handled immediately and instructional support questions are returned within 24 business urs with answers provided by a qualified professional in the insurance field.

  • Testing will consist of lesson quizzes and a final exam 
  • You will need to pass the examination with a 70% passing rate in order to receive your Tx License. 

  • The course will be accessible 24/7 with around the clock help available. 

  • The course will be available for 1 year (365 days) from the time of initial registration.

  • Upon  completion  you will need to submit your certificate along with a finger print card,  Adj License application and the $50 fee to the Texas Department of Insurance
  • Once this is submitted TDI will process the approval and mail the License to you. 

  • Upon Course Completion Your Certificate will be mailed to you within 5 to 7 business days.

 Back to Top

Texas Department of Insurance Contact Information: 
Agents Licensing Unit 
333 Guadalupe St.
Austin, TX 78714 
web site  

Reciprocity in 15 states!
South Dakota, 
North Dakota, 
Pennsylvania & 
New Jersey

Back to top

40 Hr  $249.95  $249.00
40 Hr               $169.00

Texas Ultimate Success Licensing Package: All Lines Adjuster
 + Live Instructor Package includes the Live Instructor 30-Day Subscription  

ALL LINES Insurance Adjuster Training Course 

The Texas Adjuster License is good in 15 states!
Congratulations! You are about to earn one of the most respected insurance certifications in America - the Texas All Lines Adjuster License. This comprehensive course will prepare you for the final exam that will certify you as a knowledgeable, professional insurance adjuster, not only in Texas, but in the multiple states that offer reciprocity, as long as you also satisfy any unique state-based requirements.

Earning the Texas Insurance Adjuster license requires attentive study, but this course will walk you through each step with clear explanations and application questions to evaluate and apply your growing knowledge.

Learning Objectives

The following topics are included in the course:
  • Foundations and Interpretations of Legal Contracts
  • Insurance Basics and Types of Insurers
  • Adjusting Losses
  • Claims
  • Homeowners and Dwelling Policies
  • Homeowners (HO) Forms
  • Personal and Business (Commercial) Automobile Insurance
  • Commercial Line Coverage
  • Business Owners Policy (BOP)
  • National Flood Insurance Program
  • Ocean Marine Insurance
  • Farm Insurance
  • Inland Marine Insurance
  • Other Policies
  • Texas Insurance Regulations
The purpose of insurance is to spread risk among a large pool of people, providing a practical solution to individual economic uncertainties and unexpected losses. For test purposes, insurance is defined as a social device for handling risk by transferring it to the insurance company.
Clearly, insurance could not exist without the science of risk management to make it work. That's why a professional agent should understand the basic concepts of risk.

A risk involves uncertainty or the chance of a loss. There are two types of risk, and insurance covers only one of them.
A Speculative Risk has the potential of either improving or harming the financial position of the person taking the risk. Gambling is the best example of speculative risk. Insurance policies will NOT protect speculative risks.
A Pure Risk, on the other hand, IS covered by insurance, because the policy only covers actual losses, and does not allow the insured to "make money" because of a loss. The goal of insurance is to restore the insured's financial position just prior to the loss.